Where to get help when your unemployment drops | Personal Loan

What can you do if your unemployment benefits run out or are about to run out? First, check with your National Unemployment Office to make sure you receive all the extended benefits to which you are entitled. If your eligibility is running low, review other available resources and take advantage of everything you can to help until you find your new job.

What to do when unemployment is exhausted

What to do when unemployment is exhausted

Do not be proud – your temporarily reduced situation may entitle you to food stamps or other government benefits. Remember that you paid these benefits on every salary you earned. The social services of your state can inform you of the help to which you are entitled. If you are a member of a church, ask if help is available. Community organizations often have resources to help the unemployed with food baskets, donations and child care assistance. If you can get help from your family or friends, do not hesitate to ask.

  • Loans for the unemployed: You may be able to borrow money even if you are not working. Find information on the types of loans available to the unemployed, the conditions for obtaining a loan, and the borrowing options when you are unemployed.
  • Free Job Search Help: Identify and find free or inexpensive job search and career opportunities in your area.
  • Check with your unique Career Center : Your local One-Stop Career Center may have information on local resources, such as community organizations, that may eventually offer assistance with utility bills, food costs, etc. One-stop shops may also have information on temporary positions, long-term job listings and possible assistance to improve skills and training to increase the jobseeker’s marketing opportunities.

Social service and non-profit organizations

Social service and non-profit organizations

  • 2-1-1 Call Center: Call for local help with training, employment, larder, affordable housing and support groups.
  • Homeless Shelter Directory: Find a list of homeless shelters in the United States from the National Homeless Coalition.
  • Free Phones: Free phone service is available to qualifying low-income families on a number of programs. Each program is funded by telecommunications companies to provide low-income families with affordable telephone service.
  • Loans for the unemployed: Find information on the types of loans available to the unemployed, the conditions for obtaining a loan and the borrowing options when you are unemployed.
  • Help with pets: If you have trouble caring for your animals, help is available. Ask your pet shelter and veterinarian to find out if they can help you or direct you to sources of pet food and pet care.
  • Affordable Housing Modification Program (AMP): This program, among other things, allows unemployed qualified housing owners to reduce or suspend their mortgage payments for 12 months or more, so they can focus on looking for a job without the pressure of foreclosure.
  • Temporary Assistance to Needy Families: Each state has a Temporary Assistance Program for needy families (formerly known as social assistance).We can help you with food stamps, financial aid, training and job search. 
  • Food Stamps: The Federal Food Stamp Program, now called the Supplemental Nutrition Assistance Program, helps families and low-income people purchase food.
  • Medicaid: Medicaid provides medical benefits to low-income people who do not have medical insurance or inadequate health insurance.
  • WIC: WIC stands for Women, Babies and Children. WIC is a complementary nutrition program administered by the Food and Nutrition Service division of the United States Department of Agriculture.
  • National and local social services offices: This can be scary when you have lost your job and are about to lose your unemployment benefits, but you can still access resources when you need help.
  • Job Search Tips for Unemployed Job Seekers: It can be difficult to be optimistic, confident and dynamic during interviews, but it is important for an inactive job seeker to stay positive.
  • Free e-mail accounts: A potential jobseeker could create a professional e-mail separate from his personal e-mail to help him in his job search.

 

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